How AI answer engines name Upstart
Data through October 21, 2026
Across 1,376 answers ChatGPT, Claude, Gemini, Perplexity and Google's AI surfaces gave to buyer questions about Consumer Finance between May 10, 2026 and October 21, 2026, Upstart was named in 25 (1.8%).
Last 28 days: named in 0 of 504 answers in its home categories (0.0%), level with the 28 days before.
By engine
Answers each engine gave to buyer questions about Consumer Finance and Fintech, and how many of them named Upstart.
| Engine | Named | Answers | Rate |
|---|---|---|---|
| ChatGPT | 12 | 707 | 1.7% |
| Claude | 1 | 707 | 0.1% |
| Gemini | 12 | 671 | 1.8% |
| Perplexity | 3 | 707 | 0.4% |
| Google AI Mode | 2 | 125 | 1.6% |
| Google AI Overviews | 0 | 44 | 0.0% |
By question type
The same answers, split by the shape of the buyer question.
| Question type | Named | Answers | Rate |
|---|---|---|---|
| Best-of | 0 | 418 | 0.0% |
| Ranked list | 25 | 407 | 6.1% |
| Head-to-head | 0 | 411 | 0.0% |
| Is it worth it | 0 | 411 | 0.0% |
| How to choose | 0 | 407 | 0.0% |
| Problem first | 0 | 407 | 0.0% |
| News | 5 | 500 | 1.0% |
Week by week
Upstart was named in at least one answer in 12 of the 22 weeks on record; the latest was the week of October 19, 2026.
Each week's answers to buyer questions about Consumer Finance and Fintech, Monday to Sunday, newest first, and how many of them named Upstart. The questions asked can differ from one week to the next.
| Week of | Named | Answers | Rate |
|---|---|---|---|
| 5 | 142 | 3.5% | |
| 3 | 352 | 0.9% | |
| 4 | 347 | 1.2% | |
| 1 | 336 | 0.3% | |
| 0 | 92 | 0.0% | |
| 0 | 192 | 0.0% | |
| 0 | 192 | 0.0% | |
| 0 | 84 | 0.0% | |
| 0 | 4 | 0.0% | |
| 5 | 192 | 2.6% | |
| 3 | 192 | 1.6% | |
| 2 | 168 | 1.2% | |
| 2 | 168 | 1.2% | |
| 1 | 48 | 2.1% | |
| 0 | 40 | 0.0% | |
| 0 | 54 | 0.0% | |
| 0 | 52 | 0.0% | |
| 0 | 34 | 0.0% | |
| 2 | 110 | 1.8% | |
| 1 | 111 | 0.9% | |
| 1 | 48 | 2.1% | |
| 0 | 3 | 0.0% |
Named first
When an answer named Upstart alongside another brand in this record, it was named first in 2 of 11 (18.2%).
Named alongside
- Stripe: named together in 3 answers
- Block: named together in 2 answers
- Plaid: named together in 2 answers
- Capital One: named together in 1 answers
- Fiserv: named together in 1 answers
Sources the engines cited when they named Upstart
Domains cited in answers that named Upstart, by the number of those answers that cited them.
| Domain | Answers |
|---|---|
| lendingtree.com | 10 |
| forbes.com | 7 |
| bankrate.com | 6 |
| experian.com | 6 |
| discover.com | 4 |
| golightstream.com | 4 |
| money.com | 4 |
| cnbc.com | 3 |
| crediful.com | 3 |
| creditkarma.com | 3 |
Upstart's own site (upstart.com) was cited in 2 of 30 (6.7%).
Across every answer run in the Machine Relations Index, not only the answers that named Upstart, upstart.com was cited in 10 of 29,566 (0.03%), by 4 of the 6 engines it observes. The Index is still collecting evidence on upstart.com before it grades or ranks it.
Across every Consumer Finance buyer question, not only the answers that named Upstart, the Machine Relations Index ranks which sources AI engines cite for Consumer Finance questions.
All categories
| Category | Named | Answers | Rate |
|---|---|---|---|
| Consumer Finance | 25 | 1,376 | 1.8% |
| Fintech | 5 | 1,585 | 0.3% |
How this is measured
Names are matched case-sensitively from each brand's own homepage title, in answers stored by the Machine Relations Index. Only derived counts are published here; no answer text is.
A brand appears only once it has been named in at least 10 answers on 7 separate days.
A name match counts a mention. It does not count a recommendation, and it does not measure sentiment.
Categories are the Index's buyer-question categories.
Source: Machine Relations Index.
FAQ
Does ChatGPT recommend Upstart?
ChatGPT named Upstart in 12 of 707 answers (1.7%) to buyer questions about Consumer Finance and Fintech between May 10, 2026 and October 21, 2026. This record counts a name, not a recommendation: it does not judge whether the answer endorsed Upstart.
Which sources do AI engines cite when they mention Upstart?
The domains cited most often in answers that named Upstart were lendingtree.com (10 answers), forbes.com (7 answers) and bankrate.com (6 answers).
Which AI engine names Upstart most often?
Gemini, at 1.8%: it named Upstart in 12 of 671 answers to buyer questions about Consumer Finance and Fintech.