How AI answer engines name YNAB
Data through October 21, 2026
Across 1,376 answers ChatGPT, Claude, Gemini, Perplexity and Google's AI surfaces gave to buyer questions about Consumer Finance between May 10, 2026 and October 21, 2026, YNAB was named in 192 (14.0%).
By engine
Answers each engine gave to buyer questions about Consumer Finance, and how many of them named YNAB.
| Engine | Named | Answers | Rate |
|---|---|---|---|
| ChatGPT | 40 | 349 | 11.5% |
| Claude | 57 | 349 | 16.3% |
| Gemini | 58 | 313 | 18.5% |
| Perplexity | 34 | 349 | 9.7% |
| Google AI Mode | 2 | 12 | 16.7% |
| Google AI Overviews | 1 | 4 | 25.0% |
By question type
The same answers, split by the shape of the buyer question.
| Question type | Named | Answers | Rate |
|---|---|---|---|
| Best-of | 118 | 234 | 50.4% |
| Ranked list | 0 | 228 | 0.0% |
| Head-to-head | 0 | 231 | 0.0% |
| Is it worth it | 50 | 228 | 21.9% |
| How to choose | 0 | 227 | 0.0% |
| Problem first | 24 | 228 | 10.5% |
Week by week
YNAB was named in at least one answer in 8 of the 9 weeks on record; the latest was the week of October 19, 2026.
Each week's answers to buyer questions about Consumer Finance, Monday to Sunday, newest first, and how many of them named YNAB. The questions asked can differ from one week to the next.
| Week of | Named | Answers | Rate |
|---|---|---|---|
| 21 | 142 | 14.8% | |
| 25 | 174 | 14.4% | |
| 25 | 168 | 14.9% | |
| 26 | 168 | 15.5% | |
| 0 | 4 | 0.0% | |
| 23 | 192 | 12.0% | |
| 27 | 192 | 14.1% | |
| 22 | 168 | 13.1% | |
| 23 | 168 | 13.7% |
Named first
When an answer named YNAB alongside another brand in this record, it was named first in 86 of 127 (67.7%).
Named alongside
- Goodbudget: named together in 75 answers
- Quicken: named together in 55 answers
- Rocket Money: named together in 36 answers
- Plaid: named together in 23 answers
- Capital One: named together in 1 answers
- Stripe: named together in 1 answers
- Wealthfront: named together in 1 answers
- Workable: named together in 1 answers
Sources the engines cited when they named YNAB
Domains cited in answers that named YNAB, by the number of those answers that cited them.
| Domain | Answers |
|---|---|
| forbes.com | 51 |
| nerdwallet.com | 43 |
| kiplinger.com | 33 |
| thepennyhoarder.com | 31 |
| ramseysolutions.com | 30 |
| reddit.com | 29 |
| cnbc.com | 27 |
| youtube.com | 25 |
| experian.com | 23 |
| medium.com | 18 |
YNAB's own site (ynab.com) was cited in 7 of 193 (3.6%).
Across every answer run in the Machine Relations Index, not only the answers that named YNAB, ynab.com was cited in 9 of 29,566 (0.03%), by 3 of the 6 engines it observes. The Index is still collecting evidence on ynab.com before it grades or ranks it.
Across every Consumer Finance buyer question, not only the answers that named YNAB, the Machine Relations Index ranks which sources AI engines cite for Consumer Finance questions.
All categories
| Category | Named | Answers | Rate |
|---|---|---|---|
| Consumer Finance | 192 | 1,376 | 14.0% |
| Fintech | 1 | 1,585 | 0.1% |
How this is measured
Names are matched case-sensitively from each brand's own homepage title, in answers stored by the Machine Relations Index. Only derived counts are published here; no answer text is.
A brand appears only once it has been named in at least 10 answers on 7 separate days.
A name match counts a mention. It does not count a recommendation, and it does not measure sentiment.
Categories are the Index's buyer-question categories.
Source: Machine Relations Index.
FAQ
Does ChatGPT recommend YNAB?
ChatGPT named YNAB in 40 of 349 answers (11.5%) to buyer questions about Consumer Finance between May 10, 2026 and October 21, 2026. This record counts a name, not a recommendation: it does not judge whether the answer endorsed YNAB.
Which sources do AI engines cite when they mention YNAB?
The domains cited most often in answers that named YNAB were forbes.com (51 answers), nerdwallet.com (43 answers) and kiplinger.com (33 answers).
Which AI engine names YNAB most often?
Google AI Overviews, at 25.0%: it named YNAB in 1 of 4 answers to buyer questions about Consumer Finance.