How AI answer engines name Credit cards
Data through October 30, 2026
Across 1,552 answers ChatGPT, Claude, Gemini, Perplexity and Google's AI surfaces gave to buyer questions about Consumer Finance between May 10, 2026 and October 30, 2026, Credit cards was named in 23 (1.5%).
Last 28 days: named in 10 of 1,140 answers in its home categories (0.9%), up 0.1 points from the 28 days before.
By engine
Answers each engine gave to buyer questions about Consumer Finance and Fintech, and how many of them named Credit cards.
| Engine | Named | Answers | Rate |
|---|---|---|---|
| ChatGPT | 8 | 791 | 1.0% |
| Claude | 7 | 791 | 0.9% |
| Gemini | 10 | 755 | 1.3% |
| Perplexity | 2 | 791 | 0.3% |
| Google AI Mode | 0 | 131 | 0.0% |
| Google AI Overviews | 0 | 46 | 0.0% |
By question type
The same answers, split by the shape of the buyer question.
| Question type | Named | Answers | Rate |
|---|---|---|---|
| Best-of | 0 | 476 | 0.0% |
| Ranked list | 1 | 464 | 0.2% |
| Head-to-head | 0 | 468 | 0.0% |
| Is it worth it | 0 | 468 | 0.0% |
| How to choose | 2 | 465 | 0.4% |
| Problem first | 22 | 464 | 4.7% |
| News | 2 | 500 | 0.4% |
Week by week
Credit cards was named in at least one answer in 12 of the 23 weeks on record; the latest was the week of October 26, 2026.
Each week's answers to buyer questions about Consumer Finance and Fintech, Monday to Sunday, newest first, and how many of them named Credit cards. The questions asked can differ from one week to the next.
| Week of | Named | Answers | Rate |
|---|---|---|---|
| 3 | 176 | 1.7% | |
| 1 | 310 | 0.3% | |
| 3 | 352 | 0.9% | |
| 3 | 347 | 0.9% | |
| 4 | 336 | 1.2% | |
| 0 | 92 | 0.0% | |
| 1 | 192 | 0.5% | |
| 0 | 192 | 0.0% | |
| 0 | 84 | 0.0% | |
| 0 | 4 | 0.0% | |
| 5 | 192 | 2.6% | |
| 2 | 192 | 1.0% | |
| 1 | 168 | 0.6% | |
| 2 | 168 | 1.2% | |
| 0 | 48 | 0.0% | |
| 1 | 40 | 2.5% | |
| 0 | 54 | 0.0% | |
| 0 | 52 | 0.0% | |
| 0 | 34 | 0.0% | |
| 0 | 110 | 0.0% | |
| 1 | 111 | 0.9% | |
| 0 | 48 | 0.0% | |
| 0 | 3 | 0.0% |
Named alongside
- Capital One: named together in 2 answers
- Equifax: named together in 2 answers
- Experian: named together in 2 answers
- Goodbudget: named together in 1 answers
- Quicken: named together in 1 answers
- Stripe: named together in 1 answers
- YNAB: named together in 1 answers
Sources the engines cited when they named Credit cards
Domains cited in answers that named Credit cards, by the number of those answers that cited them.
| Domain | Answers |
|---|---|
| thebalancemoney.com | 8 |
| experian.com | 5 |
| toffeefinance.com | 4 |
| fidelity.com | 3 |
| kiplinger.com | 3 |
| creditdefensecenter.com | 2 |
| forbes.com | 2 |
| nerdwallet.com | 2 |
| phoenix.edu | 2 |
| toolivo.tools | 2 |
Credit cards's own site (creditcards.com) was cited in 0 of 27 (0.0%).
Across every answer run in the Machine Relations Index, not only the answers that named Credit cards, creditcards.com was cited in 3 of 33,570 (0.01%), by 3 of the 6 engines it observes. The Index is still collecting evidence on creditcards.com before it grades or ranks it.
Across every Consumer Finance buyer question, not only the answers that named Credit cards, the Machine Relations Index ranks which sources AI engines cite for Consumer Finance questions.
All categories
| Category | Named | Answers | Rate |
|---|---|---|---|
| Consumer Finance | 23 | 1,552 | 1.5% |
| Fintech | 4 | 1,753 | 0.2% |
How this is measured
Names are matched case-sensitively from each brand's own homepage title, in answers stored by the Machine Relations Index. Only derived counts are published here; no answer text is.
A brand appears only once it has been named in at least 10 answers on 7 separate days.
A name match counts a mention. It does not count a recommendation, and it does not measure sentiment.
Categories are the Index's buyer-question categories.
Source: Machine Relations Index.
FAQ
Does ChatGPT recommend Credit cards?
ChatGPT named Credit cards in 8 of 791 answers (1.0%) to buyer questions about Consumer Finance and Fintech between May 10, 2026 and October 30, 2026. This record counts a name, not a recommendation: it does not judge whether the answer endorsed Credit cards.
Which sources do AI engines cite when they mention Credit cards?
The domains cited most often in answers that named Credit cards were thebalancemoney.com (8 answers), experian.com (5 answers) and toffeefinance.com (4 answers).
Which AI engine names Credit cards most often?
Gemini, at 1.3%: it named Credit cards in 10 of 755 answers to buyer questions about Consumer Finance and Fintech.